Tehnologija ubrzano raste, a svakim danom smo sve više konzumirani i sve više ovisimo o njoj. Ali tehnologija je ranjivija nego zaštićena. Većina tehnologije je loše osigurana što izaziva najveću zabrinutost, tj. cyber sigurnost.

Lažno online zapošljavanje^{(Fake Online Employment)} i prijevare za posao^{(Job Scams)}

Danas je postalo vrlo lako postati žrtvom kibernetičkih prijevara^(Cyberscams) . U današnje vrijeme kibernetički kriminalci^{(Cybercriminals)} ciljaju na studente^{(ollege students)} . Ovi kriminalci oglašavaju lažne mogućnosti zapošljavanja koje se pretvaraju u financijski gubitak za studente koji sudjeluju. Evo kako funkcioniraju te prijevare za posao.

Studenti prevareni da plaćaju za prijevare na poslu^{(College Students Swindled into Pay for Job Scams)}

FBI ( Federalni istražni ^{(Investigation)}ured^{(Federal Bureau)} ) objavio je javno priopćenje ( PSA ) 18. siječnja 2017. godine^{(January 2017)} . Ovom objavom opisali su prijevaru koja je upravo usmjerena na studente koji traže posao.

Kako funkcioniraju prijevare za posao

1. Prevaranti objavljuju poslove^{(Scammers Post Jobs)}

Online oglase za posao objavljuju prevaranti. Ovi oglasi za posao traže studente na administrativnim poslovima.

1. Lažni čekovi^{(Fake Checks)}

Nakon što student pokaže zanimanje za otvoreno radno mjesto, on prima lažni ček poštom. Ova poruka im daje upute da polože ček na svoj osobni tekući račun.

1. Povlačenje i prijenos sredstava^{(Withdraw & Transfer Funds)}

Internetski kriminalac dalje usmjerava zaposlenika-studenta da podigne sredstva sa svog tekućeg računa. Također ih upućuju da pošalju dio drugoj osobi putem bankovne doznake. Često spominju da je prijenos sredstava "dobavljaču" koji je potreban za opremu, materijale ili softver koji je neophodan za posao.

1. Banke potvrđuju provjere prijevare^{(Banks Confirms Fraud Checks)}

Posljedično, banka potvrđuje da su čekovi lažni. To dovodi do financijskih gubitaka za studenta. Mogu postojati štetni učinci na studente na njihovu kreditnu sposobnost, vjerojatni pravni postupci ili krađa identiteta zbog sudjelovanja.

Posljedice prevare^{(Consequences of being scammed)}

1. Zbog prijevarne aktivnosti studentov bankovni račun može biti zatvoren. Nadalje^(Further) , banka bi također mogla podnijeti prijavu kreditnom uredu ili agenciji za provođenje zakona.
2. Budući da student prenosi iznos krivotvorenog čeka prevarantu, on bi bio odgovoran za nadoknadu istog banci.
3. Moglo bi imati negativan učinak na studentov kreditni dosije.
4. S ovom prijevarom prevaranti su uspješni u dobivanju osobnih podataka od učenika, što ih čini više izloženim krađi identiteta.
5. Sredstva koja su prevaranti prikupili takvim prijevarama mogla bi se potencijalno upotrijebiti za financiranje nezakonitih kriminalnih ili terorističkih aktivnosti.

Primjeri e-mailova prijevare pri zapošljavanju^{(Examples Of Employment Scam E-Mails)}

U nastavku su primjeri nekih od redovitih e-poruka o prijevari pri zapošljavanju:

“I have forwarded your start-up progress report to the Personnel Dept and you will get your confirmation letter soon. They will also be facilitating your start-up funds with which you will be getting your working equipment from vendors and getting started with training.”

“You will need some software and also a time tracker to commence your job training and orientation. The funds for the software will be provided for you by the company via check. Make sure you use them as instructed for the software and I will refer you to the vendor you are to purchase them from, okay.”

“Enclosed is your first check. Please cash the check, take $500 out as your pay, and send the rest to the vendor for supplies.”

Kako možete izbjeći da budete zarobljeni u prijevarama na poslovima^{(Job Scams)}

• Budite oprezni kada zahtjevi posla zahtijevaju primanje ili obradu sredstava.^{(Be Alert when Job Demands calls for Receiving Or Processing Funds.)}

Studenti moraju biti posebno oprezni kada prihvaćaju bilo koji online posao. Nikada nemojte^(Never) prihvatiti posao koji zahtijeva polaganje čekova na vaš račun. Također, ako posao zahtijeva prijenos bilo kojeg iznosa pojedincima ili računima, “onda bi to mogla biti potencijalna prevara.

• Loše korištenje engleskog jezika u mailovima za posao^{(Poor Use Of English In Job Mails)}

Jedna važna stvar koju treba napomenuti je da mnogi prevaranti nisu izvorni govornici engleskog^(English) jezika, stoga poruke koje šalju možda slabo koriste engleski^(English) jezik. Provjerite ima li netočne gramatike, velikih i velikih slova i vremena u e-porukama koje šalju.

• Prijavite se odmah^{(Report Immediately)}

Prijavite se FBI- u ili vašim lokalnim vlastima i proslijedite sve takve sumnjive e-poruke IT osoblju vašeg fakulteta.

Zaključak^(Conclusion)

Cyber ​​kriminalci utječu na gospodarstvo, ali i na svakodnevni život svakog pojedinca. Nažalost, zbog nedostatka znanja i svijesti, mnogi od nas postaju lake žrtve. Ako ste bili žrtva takve prijevare ili bilo koje druge prijevare povezane s internetom, kontaktirajte FBI-jev centar za žalbe na internetski kriminal^{(Internet Crime Complaint Center)} na IC3.gov .

Pročitajte sljedeće^{(Read next)} : Najčešće online prijevare i prijevare putem e-pošte^{(Most common Online and Email scams & frauds)} .

Fake Online Employment And Job Scams are on the rise

Technоlogy is growіng rapidly, and with every passing day we arе more and more consumed and increasingly deрended оn it. But technology iѕ more vulnerable than protected. Most of the technоlogy is poorly secured giving rise to the biggest concern i.e. cyber security.

Fake Online Employment and Job Scams

Today it has become very easy to become a victim of Cyberscams. Nowadays, the Cybercriminals are targeting College students. These criminals advertise fake employment opportunities which turn to financial loss for the participating students. Here is how these job scams work.

College Students Swindled into Pay for Job Scams

The FBI (Federal Bureau of Investigation) issued a public service announcement (PSA) on the 18 January 2017. With this announcement, they described a scam which is precisely targeting the college students looking for work.

How do Job Scams work

1. Scammers Post Jobs

Online job advertisements are posted by the scammers. These job postings solicit college students for administrative job openings.

1. Fake Checks

Once the student shows interest in the job opening, he\she receives a counterfeit check in their mail. This mail instructs them to deposit the check into their personal checking account.

1. Withdraw & Transfer Funds

The cyber-criminal further directs the employee-student to withdraw the funds from their checking account. They also direct them to send a portion to another individual via wire transfer. They often mention that the transfer of funds is to a “vendor” that is needed for equipment, materials, or software essential for the job.

1. Banks Confirms Fraud Checks

Consequently, the bank confirms the checks to be fraudulent. This leads to financial loss for the student. There can be adverse effects on the students to their credit, likely legal action, or identity theft for participation.

Consequences of being scammed

1. Due to the fraudulent activity, the student’s bank account may be closed. Further, a report could also be filed by the bank with a credit bureau or law enforcement agency.
2. Since the student transfers amount of the counterfeit check to the scammer, he\she would be responsible for reimbursing the same to the bank.
3. There could be an adverse effect on the student’s credit record.
4. With this scam the scammers are successful in obtaining personal information from the student, this leaves the students more exposed to identity theft.
5. The funds collected by the scammers via such scams could be potentially utilized to fund illegal criminal or terrorist activity.

Examples Of Employment Scam E-Mails

Below are the examples of some of the regular employment scam emails:

“I have forwarded your start-up progress report to the Personnel Dept and you will get your confirmation letter soon. They will also be facilitating your start-up funds with which you will be getting your working equipment from vendors and getting started with training.”

“You will need some software and also a time tracker to commence your job training and orientation. The funds for the software will be provided for you by the company via check. Make sure you use them as instructed for the software and I will refer you to the vendor you are to purchase them from, okay.”

“Enclosed is your first check. Please cash the check, take $500 out as your pay, and send the rest to the vendor for supplies.”

How can you avoid getting trapped in Job Scams

• Be Alert when Job Demands calls for Receiving Or Processing Funds.

Students need to be extra cautious when accepting any online job. Never accept any job that demands depositing checks into your account. Also, if the job demands to transfer any amount to individuals or accounts, “then it could be a potential scam.

• Poor Use Of English In Job Mails

One important thing to note is that many of the scammers are not native English speakers, hence the messages they send may have poor use of the English language in them. Check for incorrect grammar, capitalization, and tenses in the emails they send.

• Report Immediately

Report to the FBI or your local authority and forward any such suspicious e-mails to your college’s IT personnel.

Conclusion

Cyber criminals impact the economy and also the daily lives of every individual. Sadly due to the lack of knowledge and awareness, many of us become easy victims. If you have been a victim of such scam or any other Internet-related scam, contact the FBI’s Internet Crime Complaint Center at IC3.gov.

Read next: Most common Online and Email scams & frauds.

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